Have you ever been injured? What a dumb question. Everybody gets injured sometime during their lives. Whether it’s from a recreational activity (such as playing basketball, hiking mountains, or scuba diving in the sea) or from a strenuous work related activity, we’ve all injured ourselves at some point, and at some degree. Heck, I’ve hurt myself on lots of things. It’s very scary to think about, but there may be a time where you injure yourself to the point where you cannot perform your job function anymore. Can you imagine losing your job over an accident? It’s a fact of life that occurs more often than we realize. So, what can we do? How can we protect ourselves and those we love against the possibility of losing your job?The answer is simple. Employees of the federal government that hurt themselves (regardless of whether or not they injure themselves on the job) should look into disability retirement under either the Civil Service Retirement System (CSRS) or the Federal Employees Retirement System (FERS). CSRS is for people who were employed by a facet of the federal government prior to January 1, 1987. FERS is for federal employees who started employment after that date. They function virtually the same: they are retirement systems created to assist employees of the federal government in the event of retirement due to age or injury. You might also qualify for federal disability retirement even if you can perform other duties. Getting injured is never fun. It’s painful, it’s time-consuming, and it’s stressful. It can be scary, too, if your family depends on your income to survive. It’s a fact of life that without an income, one cannot survive. If your means of providing your family with money is taken away due t injury, or if you are just interested in learning more about whether or not you qualify for disability retirement, you really should contact a law firm that specializes in disability retirement claims.
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